Is your income likely to be blown to bits in the near future?
To help alleviate the repercussions read on...

What is Income Replacement, Permanent Health Insurance.... Disability Cash Benefit?

All these names mean one thing: a policy that pays you an income when you are unable to work due to illness or accident.

Every year hundreds of people just like you become ill.

Let us help you find the policy to meet your needs at a cost that you decide upon. Then at least you will know that your finances would not suffer if you could not work.

Some policies pay out up to 75% of your salary until the age of retirement. It is a disturbing thought to consider that if you possess such a policy and are relatively young at the time of a claim due to illness or accident you could need possibly more than £90,000 as an income until retirement.

Give us a call 01803 314600 or fill out the free quote form.

Is your income likely to be blown to bits in the near future?
To help alleviate the repercussions read on...

An ASU policy will pay you an income when you are unable to work due to illness , accident or if you are made redundant.

Let us help you find the policy to meet your needs at a cost that you decide upon. Then at least you will know that your finances would not suffer if you could not work.

Some policies pay out up to 50% of your salary for up to 2 years.

We have ASU polices that will pay you from day 1 of Sickness/Accident (you need to be off work for at least 4 weeks)

We also have ASU policies that will pay you once you have been off work for 4 weeks (payment starting after 4 weeks)

Give us a call 01803 314600 or fill out the free quote form.

We offer policies which gives you or your family financial help in the event that you are diagnosed as having a terminal illness or on your death.

You can arrange a lump sum to be paid to you or your family, which may prove useful in settling your affairs, or even pay for your funeral.

You can decide on the amount of benefit you would like your survivors to receive - you can add additional policies in subsequent years if your circumstances change.

The term of the policy can either cover the term of a mortgage or longer.

The benefit can be written in trust.

Give us a call 01803 314600 or fill out the free quote form.

You can arrange critical illness benefit so that it can decrease, remain level or increase over the term of the policy. You would normally use the reducing or level terms against a mortgage or loan, whereas you would use level or increasing terms for personal or family protection.

These policies are very flexible you can take out cover for either one or two people. The benefit can cover a single life or joint lives, depending on your needs.

Children can also be covered for critical illness benefit.

You can choose to have guaranteed rates or reviewable rates, which means if you choose guaranteed your benefit will stay the same as will your premium. However if you choose reviewable rates and wish to increase your amount of benefit your premium will increase as well.

Give us a call 01803 314600 or fill out the free quote form.

As we do not know when the final event in our lives will occur and it is not an event in which we will take an active roll it is possibly better to plan how you wish to have your send off.

In addition this will prevent your loved ones the anguish of making the difficult decisions as to whether you wished to be buried or cremated? Whether you wanted a simple ceremony or a church service? Whether you any favourite hymns or maybe a favourite pop song?

Lastly possibly the most worrying part has there been provisions made for the cost of the funeral?

Let us help you plan this sensitive event so you can then be assured that you family has "Peace of Mind".

So as not to burden those left behind you can purchase one of our funeral plans and spread the costs over a period of time to suit your budget.

Give us a call 01803 314600 or fill out the free quote form.

Dentists in the United Kingdom accepting new NHS patients are few and far between.

Consequently, there are now several health plans specifically for Dental Care.

Dentistry is not only about treating decay: preventative treatment and correct dental hygiene can help create a healthy mouth - a real confidence booster when making a good first impression either socially or in the job market is important.

New to West Country Health Care ltd

Dencover - Insure your smile

Dencover is a great new way to plan and budget for your whole family´s dental healthcare.

Follow this link for more information

Give us a call 01803 314600 or fill out the free quote form.