If you are taken seriously ill, you will need and expect to receive immediate medical care hopefully the NHS will help you....but what if they are unable to, as the waiting lists are too long? Or there may not be enough beds?

• Do you know which insurance plan would help you?
• Do you know which plan would offer all the benefits that you require?
• Do you know the cost of all the insurance policies?
• Do you know if your family can be included in the plan?

 

Why not let us at West Country Health Care help you find what you are looking for from the maze of all the providers? [BUPA, PPP, Norwich Union,Legal and General, etc]

 

We offer policies which gives you or your family financial help in the event that you are diagnosed as having a terminal illness or on your death.

 

You can arrange a lump sum to be paid to you or your family, which may prove useful in settling your affairs, or even pay for your funeral.

 

There are many variations in benefits to consider these include:

 Death only   Death or earlier critical illness   Disability income benefit

 Total permanent disability benefit   Health cash benefit

You can arrange critical illness benefit so that it can decrease, remain level or increase over the term of the policy. You would normally use the reducing or level terms against a mortgage or loan, whereas you would use level or increasing terms for personal or family protection.

These policies are very flexible you can take out cover for either one or two people. The benefit can cover a single life or joint lives, depending on your needs.

Children can also be covered for critical illness benefit.

You can choose to have guaranteed rates or reviewable rates, which means if you choose guaranteed your benefit will stay the same as will your premium. However if you choose reviewable rates and wish to increase your amount of benefit your premium will increase as well.

 

To help alleviate the repercussions read on...

 

What is Income Replacement, Permanent Health Insurance.... Disability Cash Benefit?

 

All these names mean one thing: a policy that pays you an income when you are unable to work due to illness or accident.

 

Every year hundreds of people just like you become ill.

 

Let us help you find the policy to meet your needs at a cost that you decide upon . Then at least you will know that your finances would not suffer if you could not work.

 

Some policies pay out up to 75% of your salary until the age of retirement. It is a disturbing thought to consider that if you possess such a policy and are relatively young at the time of a claim due to illness or accident you could need possibly more than £90,000 as an income until retirement.

 

Need help with new glasses, dental visits, physiotherapy and many more cash benefits.......?

 

Cash Plans give you the cash to help with the payment of these;

 

 Dental appointments    Maternity    New Glasses    Prescription Charges

 

 Consultations    In patient admission    Day case admission

 

 Complementary medicine    Mortgage Care    Accident Cover

 

 Accidental Death    Allergy testing    Nursing Home Care

 

 Specialist Diagnostic Benefit (ie.Scans and X-Rays)

 

Many, many more benefits available ! Contact us and we can help YOU choose a plan to suit your budget.

 

Dentists in the United Kingdom accepting new NHS patients are few and far between.

 

Consequently, there are now several health plans specifically for Dental Care.

 

Dentistry is not only about treating decay: preventative treatment and correct dental hygiene can help create a healthy mouth - a real confidence booster when making a good first impression either socially or in the job market is important.

 

Dencover is a great new way to plan and budget for your whole family´s dental healthcare.

 

 

 

There comes a stage in all our lives when it's natural to think about when we won't be here. We wonder about loved ones and what to leave them.

 

There are some things, however, that we wouldn't wish to leave them. These include the burden of high funeral costs and the worry of deciding on the funeral arrangements.

 

If you have concerns about such matters, a Peace of Mind Plus funeral plan will bring you just that "Peace of Mind"

 

Thousands of people have now woken up to the fact that they can not only pre-plan their funerals, but also pre-pay their own funeral expenses - now - and at today's prices, beating the soaring costs of funerals in the UK...

 

View our dedicated Funeral Plan Web Site